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SberBank Online Applicatio pecuniaria mobilis by SberBank Online Design Team

SberBank Online Applicatio pecuniaria mobilis by SberBank Online Design Team is a highly esteemed winner of the very prestigious 2021 Praemium A' Design Award Argenteum in Mobilis Competition Category.


ArgentumMobilis· 2021

SberBank Online Applicatio pecuniaria mobilis

by SberBank Online Design Team

Client: Sberbank

Praemium A' Design Award Argenteum Winner in Mobilis Category

33,881

Verified Award Winner

Verify Award Status for #101823

Colors

The Design

About SberBank Online Applicatio pecuniaria mobilis

SberBank Online est applicatio pecuniaria mobilis pro magno argentario Russico exculta. Fere omnia argentarii producta pecuniaria per applicationem interrete praesto sunt. Servitia argentaria tradita cum notis vitae rationis coniunguntur, ut colloquia, narrationes et catalogus. Chartae postales coloratae et pittacia translationibus pecuniae addi possunt ut magis propriae fiant. Cum transactio diu durat, tabula animata pro pagina onerationis vacua ostenditur. Tabulae principales et salutationis secundum locum et tempus diei personalizantur.

The Recognition

About the Praemium A' Design Award Argenteum

SberBank Online Applicatio pecuniaria mobilis victor est Praemii A' Design Award Argenteum, honoris eximie amplissimi formis summi generis, pulchris et conspicuis dati. Victores Argenti opera valde splendida et creandi ingenio praedita sunt, quae praestantem peritiam, talentum et acumen auctorum suorum ostendunt. Exspectatur SberBank Online Applicatio pecuniaria mobilis opus mirabile, exemplare, valde professionale et penitus novum fore. Haec forma Argento victa inventum notabile et admiratum est, quod ad fines artis, scientiae, formandi rationis et technologiae promovendos confert. SberBank Online Applicatio pecuniaria mobilis creatio est, quam multi invident, quae cupiditates excitat, sensus bonos affert et admirationem miraculumque movet.

Behind the Design

Press Kit

Credits, team members and technical details provided by the designer.

Unique Properties
SberBank Online app allows users to get online almost all banking products of the largest Russian bank. Besides traditional banking services there are lifestyle features in SberBank Online such as chats, stories, catalogue, etc. Emotional and emphatic design of the app supports the idea of breaking the pattern of a conventional banking app. SberBank Online team strongly believe that UE (User Emotions) is the new Must-Have for all digital product designs.
Dimensions & Packaging
Above iOS 10.0 / Above Android 10.0
Tags
Digital Banking, Personalization, Emotional Design, app.
Production Technology
Illustrations were designed in After effect CC, Illustrator CC and Adobe Photoshop CC. Lottie libraries and plugins were used. The interface part of the app is designed in Sketch. Emotional design part of the app was built using Swift for iOS, using Kotlin for Android. Targeting and geotags are used to show personalized designs to the right customers.
Design Challenge
One of the brightest challenges which emotional design helped us solve was a long loading in the app. Banking apps do need a lot of data to upload, but SberBank Online team cannot control some circumstances like slow internet connection. Now in situations like this, the app users see a cute animated terminal with blushing cheeks instead of a white loading screen. SberBank Online team managed to turn a potentially negative issue to completely the opposite — app never received so many 5-star rates in the app stores for our design!
Research
The feature of adding short comments to money transfers has always been available in SberBank Online and via SMS bank and 20% of clients never left the text field empty. Millions of SMS daily were sent with money transfers. Literally it means that money transfers became part of everyday communication. In reaction to this finding, SberBank Online team launched a chat form factor in app with postcards, stickers, chat groups and other money features.
Inspiration
SberBank Online team aim to offer to clients banking with a human face and build a strong connеction with clients by stimulating positive emotional experiences wherever it is organic. To make money transfers more human and emotional, SberBank Online team implemented colorful postcards and stickers to accompany money transfers. For transactions which take long, team designed special animation screens to entertain clients while they are waiting. SberBank Online app also has personalized designs of the main and welcome screens depending on the location of the customer and time of the day.
Project Duration
In 2012 SberBank Online was launched for iPhone and Android. The new version of the SberBank Online app with personalization and emotional design was launched in 2019. Nowadays client experience is continuously improving by studying customers’ behaviour.
Operation Flow
There are a lot of apps today to cover one need. Almost all of them have solid UX and UI, but SberBank Online team believe that only those who also care about User Emotions will win the customers’ attention in the end. Average customer who sends money transfers with stickers and postcards compared to those who does not, do it 33% more frequently and overall amount of the money sent is 10% larger. In the year when personalization of SberBank Online appeared, the app appeared in top-3 most downloaded (in Russia) apps in the App Store following Whats App and Instagram.

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