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SberBank Online Primary Function: Antichay Bancomanta Aplikasyun by SberBank Online Design Team

SberBank Online Primary Function: Antichay Bancomanta Aplikasyun by SberBank Online Design Team is a highly esteemed winner of the very prestigious 2021 A' Design Award Qullqi Premiu in Aparina Kamay Competition Category.


QullqiAparina· 2021

SberBank Online Primary Function: Antichay Bancomanta Aplikasyun

by SberBank Online Design Team

Client: Sberbank

A' Design Award Qullqi Premiu Winner in Aparina Category

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Verified Award Winner

Verify Award Status for #101823

Colors

The Design

About SberBank Online Primary Function: Antichay Bancomanta Aplikasyun

Book Text: SberBank Online nisqaqa juk hatun Rusia bancopaqmi ruwasqa antichay bancomanta aplikasyunmi. Yaqa llapan bancoq katukunanmi kay aplikasyunwan onlaynpi tarikun. Ñawpaq bancomanta yanapaykunaqa kausay ruwaykunawanmi tinkusqa, chatkunawan, willakuykunawan, catalogowanpas. Anchi llimphi postalkuna stickerkunapas qullqi apachiykunaman yapaykunmanmi astawan sapallanchakunanpaq. Juk transaksyon unayta apaptinqa, ch'usaq p'anqa ch'aqway kananmantaqa juk kuyuchisqa qhawana rikuchikun. Qallariy hinallataq napaykuy qhawanakunaqa maypi kasqanwan pacha p'unchawpa horasninwanpas sapallanchakusqan.

The Recognition

About the A' Design Award Qullqi Premiu

SberBank Online Primary Function: Antichay Bancomanta Aplikasyun A' Design Award Qullqi Premiu mishak kan, ancha jatun yupaychay, kayta hanak, sumak shinallatak mancharina diseñukunaman kun. Qullqi mishak kashkakunaka ancha achikyaska shinallatak ancha mushuk ruraykunami, paykunata rurakkunapak yachayta, yuyayta shinallatak ushayta rikuchinku. SberBank Online Primary Function: Antichay Bancomanta Aplikasyun ruray yachak, ñawpak shinallatak mushuk yuyayta charik sumak rurashka kanata munanku. Kay Qullqi Premiu japishka diseñuka ancha riksishka shinallatak yupaychashka yuyay kan, arti, siensia, diseñu shinallatak tekinolojía ñawpak ñankunata kichuk. SberBank Online Primary Function: Antichay Bancomanta Aplikasyun achka runakunapak munashka rurashka kan, munayta kallarichin, alli yuyaykunata kun shinallatak mancharichin.

Behind the Design

Press Kit

Credits, team members and technical details provided by the designer.

Unique Properties
SberBank Online app allows users to get online almost all banking products of the largest Russian bank. Besides traditional banking services there are lifestyle features in SberBank Online such as chats, stories, catalogue, etc. Emotional and emphatic design of the app supports the idea of breaking the pattern of a conventional banking app. SberBank Online team strongly believe that UE (User Emotions) is the new Must-Have for all digital product designs.
Dimensions & Packaging
Above iOS 10.0 / Above Android 10.0
Tags
Digital Banking, Personalization, Emotional Design, app.
Production Technology
Illustrations were designed in After effect CC, Illustrator CC and Adobe Photoshop CC. Lottie libraries and plugins were used. The interface part of the app is designed in Sketch. Emotional design part of the app was built using Swift for iOS, using Kotlin for Android. Targeting and geotags are used to show personalized designs to the right customers.
Design Challenge
One of the brightest challenges which emotional design helped us solve was a long loading in the app. Banking apps do need a lot of data to upload, but SberBank Online team cannot control some circumstances like slow internet connection. Now in situations like this, the app users see a cute animated terminal with blushing cheeks instead of a white loading screen. SberBank Online team managed to turn a potentially negative issue to completely the opposite — app never received so many 5-star rates in the app stores for our design!
Research
The feature of adding short comments to money transfers has always been available in SberBank Online and via SMS bank and 20% of clients never left the text field empty. Millions of SMS daily were sent with money transfers. Literally it means that money transfers became part of everyday communication. In reaction to this finding, SberBank Online team launched a chat form factor in app with postcards, stickers, chat groups and other money features.
Inspiration
SberBank Online team aim to offer to clients banking with a human face and build a strong connеction with clients by stimulating positive emotional experiences wherever it is organic. To make money transfers more human and emotional, SberBank Online team implemented colorful postcards and stickers to accompany money transfers. For transactions which take long, team designed special animation screens to entertain clients while they are waiting. SberBank Online app also has personalized designs of the main and welcome screens depending on the location of the customer and time of the day.
Project Duration
In 2012 SberBank Online was launched for iPhone and Android. The new version of the SberBank Online app with personalization and emotional design was launched in 2019. Nowadays client experience is continuously improving by studying customers’ behaviour.
Operation Flow
There are a lot of apps today to cover one need. Almost all of them have solid UX and UI, but SberBank Online team believe that only those who also care about User Emotions will win the customers’ attention in the end. Average customer who sends money transfers with stickers and postcards compared to those who does not, do it 33% more frequently and overall amount of the money sent is 10% larger. In the year when personalization of SberBank Online appeared, the app appeared in top-3 most downloaded (in Russia) apps in the App Store following Whats App and Instagram.

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