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Nextgen Sme Төп функция: Фиджитал клиентны кабул итү тәҗрибәсе by Akbank Service Design Team
Nextgen Sme Төп функция: Фиджитал клиентны кабул итү тәҗрибәсе by Akbank Service Design Team
Nextgen Sme Төп функция: Фиджитал клиентны кабул итү тәҗрибәсе by Akbank Service Design Team
Nextgen Sme Төп функция: Фиджитал клиентны кабул итү тәҗрибәсе by Akbank Service Design Team

Көмеш Хезмәт · 2026

Nextgen Sme Төп функция: Фиджитал клиентны кабул итү тәҗрибәсе

by Akbank Service Design Team

  • A' Design Award Көмеш бүләге 2026 in Хезмәт
  • CLIENT: Akbank T.a.Ş
  • Estimated Number of Design Views: 27,865
  • Verification code 1F8DAD7DAB · Verify this award
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About Nextgen Sme Төп функция: Фиджитал клиентны кабул итү тәҗрибәсе

Китап тексты: Клиентларны рәкәмләштерү һәм төрле продуктлар Akbank Хезмәт дизайны командасы тарафыннан бердәм платформада фиджитал ысул ярдәмендә берләштерелгән, бу филиаллардан читтә керү мөмкинлеген тәэмин итә. Көндәшләрдән аермалы буларак, шәхесләштерелгән күп продуктлы җыелмалар бердәм агымда тәкъдим ителә, аның аша 7гә кадәр продуктны рәкәмле активлаштыру мөмкин була. Кәгазь һәм физик катнашу рәкәмле килешү раслау аша бетерелә, бу аларның мобиль куллануда беренче инновация ноктасы буларак кертелгән. Клиент белән мөнәсәбәтләрнең тирәнлеген дә, сату нәтиҗәлелеген дә арттыру өчен бүләккә нигезләнгән сату моделе кулланыла.

About the A' Design Award Көмеш бүләге

Nextgen Sme Төп функция: Фиджитал клиентны кабул итү тәҗрибәсе – A' Design Award Көмеш бүләге җиңүчесе, бу гадәттән тыш абруйлы танып белү, ул югары класслы, чибәр һәм тәэсирле дизайннарга бирелә. Көмеш җиңүчеләре – үз дизайнерларының искиткеч белемен, талантын һәм үткенлеген күрсәтүче бик ялтыравыклы һәм иҗади эшләр. Nextgen Sme Төп функция: Фиджитал клиентны кабул итү тәҗрибәсе искиткеч, үрнәк булырлык, игътибарга лаеклы профессиональ һәм тирән яңалыклы әсәр булыр дип көтелә. A' Design Award Көмеш бүләге җиңүче бу дизайн – сәнгать, фән, дизайн һәм технология чикләрен алга җигүче файдалы, югары бәяләнгән уйлап табу. Nextgen Sme Төп функция: Фиджитал клиентны кабул итү тәҗрибәсе – күпләрнең көнләшкән, теләкләрне уятучы, уңай хисләр китерүче һәм хәйранлык һәм гаҗәпләнү тудыручы иҗат җимеше.

Press Kit

Unique Properties
We integrate customer digitization and diverse products on one platform with a "phygital" approach for access outside branches. Unlike competitors, we offer personalized multi-product bundles in a single flow, enabling activation of up to 7 products digitally. Our "first point of mobile use" innovation eliminates paper and physical presence through digital contract approvals. We employ a reward-based sales model to increase both customer relationship depth and sales efficiency.
Dimensions & Packaging
Based on the insights we gained from the research, we prepared wireframes and prototypes, designed an end to end, simple, functional, sales-focused, and user-friendly interface that aligns with Akbank's design language. Also, we worked with the goal of an understandable and guiding language and established a tone of voice. The design turns complex multi-product banking processes into a streamlined, easy-to-use and coordinated experience.
Tags
#E2EZeroBasedDesign #E2EServiceAndExperienceDesign #HolisticSMEBanking #NextGenBankingSolution
Production Technology
The experience was shaped through research with approximately 300 SME customers and relationship managers, supported by more than 20 workshops and 3,000 feedback points. These insights showed that SMEs and RMs needed faster, clearer and more integrated onboarding and sales processes. The interface therefore uses guided flows, progressive disclosure and a clear visual hierarchy to support multi-product decisions within a single journey.
Design Challenge
The main challenge was simplifying complex and regulation-driven banking processes without losing trust or compliance. The service needed to balance automation with human support, while working consistently across branch, mobile, and out-of-branch contexts. Another challenge was ensuring adoption by both SMEs and relationship managers with different levels of digital maturity, while aligning multiple internal teams around a shared service vision.
Research
The research aimed to understand how SMEs and relationship managers experience onboarding and product sales in daily banking operations. The main goal was to reduce complexity while enabling faster and more confident decision-making. The study combined interviews, workshops, journey reviews, and feedback analysis with over 300 SME customers and relationship managers. The findings highlighted fragmented processes and high workload. These insights directly shaped a phygital service model that improved efficiency, clarity, and real business outcomes.
Inspiration
Our mission is to revolutionize SME banking by merging digital speed with human-centric service. SMEs face economic and bureaucratic challenges, so created a phygital ecosystem that integrates digitization and product diversity. By making banking a proactive partner, SMEs gain a competitive edge and lower costs through efficient, automated processes. Available on while our customers need us and providing solutions with paperless, automated flows with E2E digital integrated solutions.
Project Duration
The design of project started in February 2023 and finished in August 2023 in Turkey, and was realised in January 2025.
Patents
Copyrights belong to Akbank T.A.Ş, 2026.
Image Credits
Image #1: Illustrator, Akbank Design Studio, 2026.
Image #2: Illustrator, Akbank Design Studio, 2026.
Image #3: Illustrator, Akbank Design Studio, 2026.
Image #4: Illustrator, Akbank Design Studio, 2026.

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